Terms of Service

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FilingoReader Terms of Service

Last updated: October 14, 2026

1. Acceptance of Terms

By downloading, installing, or using the FilingoReader app (“App”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the App.

2. License Grant

Subject to these Terms, we grant you a personal, worldwide, royalty-free, non-assignable, non-exclusive license to:

  • Install and use the App on iOS devices you own or control;
  • Use the App solely for personal, non-commercial purposes.

3. Prohibited Conduct

You agree not to:

  • Modify, adapt, hack, or otherwise alter the App, or merge it with another program to create derivative works;
  • Reverse engineer, decompile, or disassemble the App, except where prohibited by law;
  • Remove any proprietary notices, labels, or legal marks from the App;
  • Transfer, license, distribute, or otherwise enable any third party to use the App;
  • Use the App in any manner that violates applicable law or regulation.

4. Intellectual Property

The App and all rights, title, and interest therein (including but not limited to all patents, copyrights, trademarks, trade secrets, and other intellectual property rights) belong to FilingoReader and its licensors. Except as expressly granted, no rights are granted.

5. Data Sources and Use

The App uses only data publicly provided by the U.S. Securities and Exchange Commission (SEC) via the EDGAR system. Under 17 U.S.C. §105 and 15 U.S.C. §78ll, SEC filings are U.S. government works and are not subject to copyright. They may be used, resold, or redistributed without restriction and without additional fees or royalties.

Important limitation: While SEC documents can be freely redistributed, filings may contain third-party content (e.g., licensed material, images, glossaries in exhibits). This App presents SEC documents exactly as filed—no extraction, no reformatting, and no licensing of such third‑party content.

6. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the App is provided on an “as is” and “as available” basis, with all faults and without warranty of any kind, either express or implied, including, but not limited to, warranties of title, non‑infringement, or implied warranties of merchantability or fitness for a particular purpose.

FilingoReader does not provide investment advice. The figures shown in the App are presented as filed, with no warranty of accuracy or completeness. Users should conduct their own due diligence and consult a professional financial adviser.

7. Limitation of Liability

To the maximum extent permitted by applicable law, FilingoReader, its officers, employees, partners, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, whether incurred in contract, tort (including negligence), strict liability, or otherwise.

To the maximum extent permitted by applicable law, FilingoReader’s total liability to you for any and all claims under these Terms shall not exceed the amount you paid to access the App, if any.

8. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

9. Governing Law

These Terms and any dispute arising out of or related to your use of the App shall be governed by and construed in accordance with the laws of the People’s Republic of China, without regard to its conflict of laws principles.

10. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: michael.wangjin2012@gmail.com